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Southside Animal Hospital

Payment Options

Pet Insurance

Pet insurance pays, partly or in total, for veterinary treatment of the insured person’s ill or injured pet. Some policies will pay out when the pet dies, or if it is lost or stolen.

As veterinary medicine is increasingly employing expensive medical techniques and drugs, and owners have higher expectations for their pet’s health care and standard of living than previously, the market for pet insurance has increased. While we do not directly file or offer pet insurance services, we advise pet owners to explore the benefits that pet insurance can provide.

Pet insurance companies are beginning to offer pet owners more of an ability to customize their coverage by allowing them to choose their own level of deductible or co-insurance. This allows the pet owner to control their monthly premium and choose the level of coverage that suits them the best.

Some of the differences in insurance coverage are:

  • Whether congenital and hereditary conditions (like hip dysplasia, heart defects, eye cataracts or diabetes) are covered;

  • How the reimbursement is calculated (based on the actual vet bill, a benefit schedule or usual and customary rates);

  • Whether the deductible is on a per-incident or an annual basis;

  • Whether there are any limits or caps applied (per incident, per year, age or over the pet’s lifetime); and

  • Whether there is an annual contract that determines anything diagnosed in the previous year of coverage is considered pre-existing the next year.

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CareCredit

We Proudly Accept CareCredit

CareCredit is a healthcare credit card designed to help you with the health and wellness needs of your pet. A CareCredit card can be used for a variety of pet care costs from routine veterinary appointments, to emergency pet care or larger procedures. We understand that illness or injury can lead to unexpected costs, which is why CareCredit allows you to split the cost into affordable monthly payments.

CareCredit coverage is available for dogs and cats to exotic pets.

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Scratch Pay

We Proudly Accept Scratch Pay

Scratch Pay provides simple, affordable, payment plans to help you manage your veterinary expenses. You can visit scratchpay.com from your smartphone or a computer, fill out a simple 90-second application, and get instantly approved for a payment plan without affecting your credit score. Scratch then pays your clinic in full upfront via direct deposit.